First time homebuyer seminar
This event is free and open to the public. Appetizers and refreshments will be served. Door prizes provided by local vendors. Informational handouts will be provided.
This event is hosted and presented by four local industry professionals to help you understand the steps involved in buying your first home.
This event takes place on Wednesday, February 22, 2012. Presentation from approximately 7:00- 8:15 with Q&A to follow.
SKYVIEW LODGE
336 PEARL ROAD
BRUNSWICK, OHIO
Presentation by:
| Todd Lipps | Charles Harrington IV | Chad Kusner | ||
| Licensed Loan Officer | Buyers Agent, Realtor | President | ||
| American Midwest Mortgage | Keller Williams Realty | Credit Repair Resources | ||
| Website | Website | Website |
Hosted by
Jessica Frazier
Account representative
Liberty Title
Topics covered will include:
The role of the real estate agent
Determining what is most important in selecting your first home
Establishing a budget
The loan approval process
Prequalification and pre-approval, appraisal, Obtaining a loan commitment, clearing conditions, receiving the clear to close, closing, filing and funding
Loan programs, required down payment, minimum credit scores
Conventional, FHA, FHA 203k, VA, OHFA, USDA
Credit topics
Minimum credit scores, tradelines and rent history, past credit issues, major derogatory credit. Credit repair
Rates and closing costs
Typical closing costs and description, factors affecting rates and fees, financing closing costs/ minimum out of pocket, escrows
RSVP here with attendee name(s) and phone.
