Welcome to OhioMortgageAdvisor.com

Welcome and thank you for visiting www.OhioMortgageAdvisor.com.  Hopefully, you will find everything you’re looking for.   Before you leave this site with any unanswered mortgage related questions, contact me and I’ll get your answer.  My name is Todd Lipps, and I live and work in Northeast Ohio.  I am licensed mortgage loan officer with American Midwest Mortgage Corporation, located in Parma Heights, Ohio.  I meet all mortgage licensing requirements of  the Ohio Division of Financial Institutions and the Nationwide Mortgage Licensing System.

My lending career began in 1998, when I started in retail banking with a well known regional bank.   While there I discovered a passion for lending and personal finance.  I soon realized that there was nothing more rewarding to me than making a positive financial impact in people’s lives.  It was at the age of 28, that I found myself in a career, rather than having a job.

 Early in April 2003, I looked at my calendar and saw 20 work days that month that were at least partially, if not entirely interrupted by 15 days of meetings.  I am not talking about appointments with customers; I am talking about company meetings.    I just couldn’t bear the meetings. It was like I could see mouths moving but all I could hear was ”blah, blah, blah”.  Despite all of the interruptions, I was actually pretty successful.  Ironically, the topic of many of the meetings was productivity.   I remember attending meetings about future meetings.  Since meetings weren’t optional, and they drove me nuts, I just “up and quit” one day, and decided I was going to be a mortgage broker.

I don’t remember it this way, but my wonderful, understanding wife, Lilia, (at that time, my new fiancée) at times reminds me that I came home one day and proudly announced that I had quit my job.  When she describes it, I may have made a decision (dropped the news to her) in a rather cavalier fashion.  “How was my day? Pretty busy actually, I picked up the dry cleaning, filled the gas tank, made a bunch of phone calls, and oh yeah, I quit my job… “  In hindsight, our conversation reminds me a little bit of the dinner conversation between Annette Benning and Kevin Spacey in American Beauty.   In retrospect I still probably had a bit to learn about sharing a life and decision making with my future wife.  I suppose that hearing her opinion on the matter would have been appropriate, considering we had just purchased a house and were planning a wedding.  She was, for some reason, off-put by the idea of me jumping into a 100% commission job.

However…

Eight years and ten employers later (7 out of the 10 no longer exist), I am still selling mortgages and I love this business.  I cannot really imagine being in another career.  I enjoy working with all types of borrowers, but I particularly enjoy working with first time homebuyers and helping people through their credit issues.

If there is anything I can do to help you, please contact me .

Sincerely,

Todd Lipps
Ohio Mortgage Advisor
NMLS ID 277786, Ohio LO.016986.000
American Midwest Mortgage Corporation
NMLS# 247620, MB# 803389.000
6363 York Rd. Suite 300, Parma Heights, OH 44130
Cell 440-666-6069 Fax 440-884-5034
Online application (look for Duane Lipps)
toddlipps1@yahoo.com

Click below to share this page, or click the links at the top of the page to follow me!